NEO Credit Card

The NEO Credit Card is your gateway to smarter spending and seamless rewards in Canada.

Tailored for every Canadian lifestyle, it offers a cashback reward system that turns everyday purchases into savings.

With its low annual fees and easy-to-use features, it's designed to fit both your financial goals and day-to-day needs.

Discover the convenience and benefits of the NEO Credit Card, whether you are building credit or enhancing your shopping experience.

Earn up to 15% cash back on first-time purchases

When you use your NEO Credit Card for the first time, you have the opportunity to earn up to 15% cash back on your purchase.

This substantial cash back rate can significantly reduce your expenses on initial spending.

For instance, if you spend $100 on your first purchase, you could earn $15 back right away.

It's a great way to maximize value and offset costs on items or services you were planning to buy anyway.

Earn an average of 5% unlimited cash back at thousands of partners

The NEO Credit Card offers an attractive average of 5% unlimited cash back at numerous partner establishments.

Whether you're dining out, shopping for essentials, or making travel arrangements, these cash back perks apply.

This feature helps you save more money consistently through your daily transactions without any cap on the cash back you earn.

By using the NEO Credit Card regularly at partner locations, you can enjoy significant savings throughout the year.

Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

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No annual or monthly fees

The NEO Credit Card offers significant savings with its no annual or monthly fees policy.

This means you can enjoy all the benefits of a credit card without worrying about extra costs piling up.

Many credit cards charge yearly or monthly fees, which can quickly add up.

With NEO, you can manage your finances better, as you’ll immediately see savings without these hidden expenses.

This can be especially beneficial for those who prefer to allocate their funds towards other financial goals.

Instant approval and card access

With the NEO Credit Card, there's no more waiting in anticipation for credit card approval.

The instant approval process ensures you get a quick decision on your application.

Once approved, you gain immediate access to a virtual card.

This allows you to start making purchases online without delay.

For those who value efficiency, this feature offers the convenience of quick and easy access to credit when you need it most.